30,000+ small- and medium-sized businesses financed… and counting
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Hire more staff
Hiring is one of the hardest parts of owning your business. A working capital loan for small businesses makes it easier to hire the staff you need.
Scale up your marketing campaigns
Let us help with the right small business loans so you can maximize marketing potential by investing in local ads, digital advertising, and strategic partnerships.
Business specific needs
The challenges you face are unique to you. We’re here to listen and ensure that you always have enough cash flow to seize an opportunity as it arises.
Capital when you need it
Get the most flexible access to working capital anytime you need it with revolving business lines of credit.
Draw only what you need
Withdraw exactly as much as you need, and don’t let your business get saddled with a loan you won’t utilize.
Pay for what you use
You’ll only pay interest on the amount you withdraw, which means the cost of capital is usually less than other types of funding.
Open a new location
Enjoy lower APRs and longer payback periods—perfect for making down payments for a new location.
New equipment
Unlike traditional banks that make finding financing options difficult, we’ll provide you with reasonable interest rates.
Make renovations
Don’t get bogged down in red tape, get lower interest loans that let you make the repairs and updates you need.
Lower credit? Not a problem
Merchant cash advances are perfect for businesses with fluctuating revenue and lower credit scores.
You can use these funds to buy inventory, pay employees, make emergency repairs, pay for marketing expenses, purchase equipment, and finance other short-term expansion projects.
Click the “Get Started” button, enter some basic business information, and pre-qualify for loans for your small business.
Once approved, a loan advisor will reach out to you with the options you qualify for and help you choose the best business loan or financing product for your situation.
Funds are deposited directly into your bank account so you can use your funding immediately.
Provides you with up-front funding in exchange for a portion of future receivables.
This small business financing option allows you to pay for your machine over the life of the lease with low APRs.
Have money tied up in unpaid invoices? Instead of waiting on net terms, turn them into working capital with invoice factoring.
Get lower interest rates and longer repayment periods. We’ll guide you through the application for a small business loan.
Lend Bucket’s mission is to provide small and medium-sized businesses like yours with
streamlined access to the funding you need to operate and grow.
Lend Bucket helps small and medium-sized businesses get funding. We strive to be a trusted and committed partner to you, our customers. We make getting loans for businesses affordable, simple, and transparent.
Lend Bucket is a direct lender of working capital loans and merchant cash advances. Through our partners, we offer SBA loans, business lines of credit, equipment financing, long-term loans, and invoice factoring.
Our financing experts can help you:
We work with small and medium-sized businesses to connect them with much-needed capital. Lend Bucket combines data science with a human touch, and we work directly with you to get the best company loans or financing for your unique needs, so you can focus on your products and services.
Some funding products like merchant cash advances and invoice factoring are less credit dependent because these financing products are based on sales instead of a credit report.
Similarly, equipment financing does not have as much emphasis on credit because the equipment can be used as collateral if you default on your loan. Many of our financing solutions can help you build business credit as well.
The eligibility requirements for Lend Bucket’s small business loans and financing depend on which one you’ve selected and are based on a business owner’s specific credit history and creditworthiness. Generally, you need to have:
Specific requirements will vary.
Before asking “how to apply for a small business loan or financing?” you should first consider whether the capital will help your business grow or help your business survive a crisis.
If you don’t have a good reason for business financing, the fees and interest can really add up.
However, if the business financing will help you buy new equipment, hire needed staff, or survive a crisis like the COVID-19 pandemic, then you should consider each of the following questions when reviewing the financing option.
Startups almost never qualify for traditional bank loans, and that is true for Lend Bucket’s business loans and financing as well.
However, there are a lot of options in small business loans and financing for new businesses and startups, including:
“Flexible” means that you can use the capital to fund whatever your business needs.
Some business financing is flexible in its usage, such as a working capital loan, business expansion loan, merchant cash advance, business line of credit, or SBA loan.
However, some loan and financing options are not flexible. Equipment financing can only be used to purchase or lease equipment. Any type of real estate loan will also be specific to funding a physical business location.
Wondering “how do I get a business loan”? Take ten minutes to pre-qualify for small business loans online and we will respond with the best funding options for you. You can get funds in your bank account in as little as 24 hours.
When the traditional banks say no, we talk to you about your business. It’s why
we’re trusted by over 30,000 businesses in over 325 industries.
