30,000+ small- and medium-sized businesses financed… and counting
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Right-sized capital
Borrowing more than enough capital can often be just as stressful as not having enough. We’ll help you get a small business loan that’s right for you.
Grow, don’t owe
Take the stress out of growing your business with continuous working capital support.
The Happy Lenders difference
Get guidance and capital through a simple, transparent, and seamless process to get the funding you need.
Click the “Get Started” button, enter some basic business information, and pre-qualify for loans for your small business.
Once approved, a loan advisor will reach out to you with the options you qualify for and help you choose the best business loan or financing product for your situation.
Funds are deposited directly into your bank account so you can use your funding immediately.
Hire more staff
Hiring is one of the hardest parts of owning your business. A working capital loan for small businesses makes it easier to hire the staff you need.
Scale up your marketing campaigns
Let us help with the right small business loans so you can maximize marketing potential by investing in local ads, digital advertising, and strategic partnerships.
Business-specific needs
The challenges you face are unique to you. We’re here to listen and ensure that you always have enough cash flow to seize an opportunity as it arises.
Capital when you need it
Get the most flexible access to working capital anytime you need it with revolving business lines of credit.
Draw only what you need
Withdraw exactly as much as you need, and don’t let your business get saddled with a loan you won’t utilize.
Pay for what you use
You’ll only pay interest on the amount you withdraw, which means the cost of capital is usually less than other types of funding.
Open a new location
Enjoy lower APRs and longer payback periods—perfect for making down payments for a new location.
New equipment
Unlike traditional banks that make finding financing options difficult, we’ll provide you with reasonable interest rates.
Make renovations
Don’t get bogged down in red tape, get lower interest loans that let you make the repairs and updates you need.
Lower credit? Not a problem
Merchant cash advances are perfect for businesses with fluctuating revenue and lower credit scores.
You can use these funds to buy inventory, pay employees, make emergency repairs, pay for marketing expenses, purchase equipment, and finance other short-term expansion projects.
When the traditional banks say no, we talk to you about your business. It’s why we’re
trusted by over 30,000 businesses in over 325 industries.
