We are
Lend Bucket

30,000+ small- and medium-sized businesses financed… and counting

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WE ARE LEND BUCKET

30,000+ small- and medium-sized businesses financed… and counting

We Made The Easiest Possible Way To Transfer Money

Our Mission

We believe in small and medium-sized businesses and the people who make them grow. We leverage cutting-edge data science, technology, partner relations, and customer support to provide business owners with accelerated access to right-sized capital solutions.

Our Vision

Rather than focusing strictly on traditional financial metrics, we measure your business’s overall health and potential. Then, we work with you to better understand your short-term needs and long-term goals and match you with the best available financing options. That’s the Lend Bucket advantage.

Our Values

We Are Output Driven

We challenge ourselves and others. Trying and failing is still a success.

We Love Spirited Debate

Everyone has a voice, and should use it. There is no such thing as rank when discussing what is right for the business.

We Care

We care about producing high quality work, and we care about how that impacts our customers.

We Embrace Challenges

We don’t let the unknown stop us. We figure it out.

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    Frequently Asked Questions

    Lend Bucket’s mission is to provide small and medium-sized businesses like yours with streamlined access to the funding you need to operate and grow.

    Who is Lend Bucket?

    Lend Bucket helps small and medium-sized businesses get funding. We strive to be a trusted and committed partner to you, our customers. We make getting loans for businesses affordable, simple, and transparent.

    What types of business loans does Lend Bucket offer?

    Lend Bucket is a direct lender of working capital loans and merchant cash advances. Through our partners, we offer SBA loans, business lines of credit, equipment financing, long-term loans, and invoice factoring.

    Our financing experts can help you:

    • Review the available financing and loans for small business owners
    • Determine which loan or financing is right for you
    • Complete the application for a business loan and financing
    How are we different?

    We work with small and medium-sized businesses to connect them with much-needed capital. Lend Bucket combines data science with a human touch, and we work directly with you to get the best company loans or financing for your unique needs, so you can focus on your products and services.

     
    How do I get a small business loan or financing if I have bad credit?

    Some funding products like merchant cash advances and invoice factoring are less credit dependent because these financing products are based on sales instead of a credit report.

    Similarly, equipment financing does not have as much emphasis on credit because the equipment can be used as collateral if you default on your loan. Many of our financing solutions can help you build business credit as well.

    What are the eligibility requirements for small business loans and financing?

    The eligibility requirements for Lend Bucket’s small business loans and financing depend on which one you’ve selected and are based on a business owner’s specific credit history and creditworthiness. Generally, you need to have:

    • Six months or more time in business
    • Credit score of over 500*, and
    • Average monthly revenue of $15,000+ ($180,000+ in annual revenue). ***$15K+ avg. deposits for a three-month average and the most recent month. Rates, pricing, requirements, and other terms and conditions are subject to change without notice.***

    Specific requirements will vary.

    What should I consider before applying online for a small business loan or financing?

    Before asking “how to apply for a small business loan or financing?” you should first consider whether the capital will help your business grow or help your business survive a crisis.

    If you don’t have a good reason for business financing, the fees and interest can really add up.

    However, if the business financing will help you buy new equipment, hire needed staff, or survive a crisis like the COVID-19 pandemic, then you should consider each of the following questions when reviewing the financing option.

    1. How much capital does my business need?
    2. How much is the interest rate and APR for the financing option?
    3. What are the fees or prepayment penalties for it?
    4. How are monthly payment amounts determined (installments, percentage remittances, etc.?)

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    Can I get a small business loan and financing for a new business or startup?

    Startups almost never qualify for traditional bank loans, and that is true for Lend Bucket’s business loans and financing as well.

    However, there are a lot of options in small business loans and financing for new businesses and startups, including:

    • Business credit cards
    • Personal loans
    • Your own savings

    How can I use a small business loan or financing?
    “Flexible” means that you can use the capital to fund whatever your business needs.

    Some business financing is flexible in its usage, such as a working capital loan, business expansion loan, merchant cash advance, business line of credit, or SBA loan.

    However, some loan and financing options are not flexible. Equipment financing can only be used to purchase or lease equipment. Any type of real estate loan will also be specific to funding a physical business location.

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    How do I get a business loan with Lend Bucket?

    Wondering “how do I get a business loan”? Take ten minutes to pre-qualify for small business loans online and we will respond with the best funding options for you. You can get funds in your bank account in as little as 24 hours.

    Apply Now